Why go with us?

Our Counselors are all certified in the field of Student Loan Forgiveness to be able to provide the most accurate information to you and explain our wide variety of options. At Student Optimum Services, we have a 98% success rate and a 100% money back guarantee. You are guaranteed a peace of mind that you and your finances are in good hands.

Got any questions? Feel free to ask and one of our helpful staff members will assist you with any of your inquiries.

Student Loans

Student debt has reached an all-time high in the U.S. of late at an estimated 1.6 Trillion dollars, with an estimated 40 million people now owing an average balance of $29,000, according to the credit reporting company Experian.

Under certain circumstances, however, some of that debt may be discharged or forgiven. If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.

What Is Student Loan Forgiveness?

Student loan forgiveness releases you from the obligation to repay part or all of your federal loan debt. The prospect of seeing that debt evaporate may seem like a dream come true. In reality, though, not that many people end up being eligible.

Requirements vary depending on the type of loan, but most offer forgiveness only for those employed in certain public service occupations. There are also repayment plans that include forgiveness of some debt.

You have nothing to lose, except for your student loans.

- David Kazarian (CEO)